Filing an Insurance Claim in Oklahoma
Dream Team is your trusted partner in roofing solutions. Our commitment to advocating for you as our client is unwavering; we prioritize your interests throughout the entire process, ensuring your satisfaction and peace of mind. We understand that roofing projects can be daunting, which is why we go the extra mile to make the entire process hassle-free for you. With a team of dedicated roofing experts at your service, you can rest assured that your project will be handled with the highest level of professionalism and expertise. Dream Team is not just a roofing service; we're your partner in achieving a secure, durable, and aesthetically pleasing roof for your home or business. Choose us, and experience the Dream Team difference today.
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Insurance Claim Timeline
The timeline for an insurance claim can vary depending on the type of insurance, the complexity of the claim, the insurance company’s policies and procedures, and the specific circumstances of the claim.
Damage Inspection
Our experts will come inspect your roof and property to determine if we believe it is necessary to open a claim.
Open the Claim
The property owner will open a claim with their insurance company to report the damage and provide them with all the necessary details.
Adjuster Inspection
The insurance company will assign a claims adjuster or inspector to assess the damage to your roof. This step typically occurs within a few days of reporting the claim. Our experts will be on-site to be sure the adjuster doesn’t miss any damage.
Claim Decision
Once the insurance company has all the necessary information, they will make a decision regarding the approval of your claim. If approved, they will issue a settlement offer.
Settlement Negotiation
If our experts believe the initial settlement offer is insufficient to cover the cost of roof repairs or replacement, we will enter into negotiations with the insurance company to reach a fair agreement.
Initial Payment
After reaching a settlement agreement, the insurance company will issue payment for the approved claim amount. This payment is typically sent to you and any mortgage or lienholders on your property.
Roof Repair or Replacement
Dream Team will repair or replace your roof. The insurance company may send someone to inspect that the work was done properly according to their estimate.
Supplemental Billing & Payments
In some cases, after the initial roof repair or replacement has begun, additional damage or necessary repairs may be discovered that were not initially included in the insurance company's estimate. Dream Team may submit a supplemental bill to the insurance company to cover these additional costs. This step is crucial for addressing any unforeseen issues or hidden damage that may not have been initially evident during the claim assessment. It ensures that the insurance claim covers all necessary expenses related to the roof repair or replacement, providing a more accurate and fair resolution for the policyholder.
